Health Insurance
Get the healthcare you need, without financial stress. At Alomofin, we help you find the right health insurance plan — so you and your family can stay healthy and secure, without overpaying or worrying about unexpected costs.
Why Health Insurance Matters
Your health is priceless. But without proper insurance, medical bills can quickly overwhelm your budget. With the right health coverage, you protect your family’s well-being and your finances — gaining peace of mind no matter what life brings.
Types of Health Insurance
Obamacare / ACA Plans
Affordable coverage backed by the Affordable Care Act.
Who it’s for:
Individuals and families seeking subsidized premiums
Those wanting to avoid penalties and get essential benefits
Benefits:
✅ Lower monthly costs if you qualify for subsidies
✅ Covers preventive care, doctor visits, hospital stays
✅ No denial for pre-existing conditions
Medicaid Assistance
Healthcare support for qualifying low-income individuals and families.
Who it’s for:
Households meeting state income guidelines
Families needing comprehensive care at minimal or no cost
Benefits:
✅ No premiums in most cases
✅ Covers a wide range of services — from routine check-ups to serious treatments
✅ Protects against medical debt
Private Health Insurance
Customized plans with broader networks and additional options.
Who it’s for:
Professionals or families wanting more provider choices
Those who prefer plans outside government marketplaces
Benefits:
✅ Flexible plan designs
✅ Access to wider specialist networks
✅ Often includes extra perks like wellness programs
Dental & Vision Coverage
Protect your smile and your sight.
Who it’s for:
Anyone wanting routine care and protection from big out-of-pocket costs
Benefits:
✅ Cleanings, exams, fillings, glasses, contacts
✅ Affordable add-on to any health plan
✅ Keeps small issues from becoming big problems
Critical Illness & Hospital Indemnity
Get cash benefits for serious diagnoses or hospital stays.
Who it’s for:
Families looking to avoid financial strain if faced with cancer, heart attack, or long hospitalizations
Benefits:
✅ Lump sum cash payouts
✅ Use the money however you need (bills, travel, groceries)
✅ Peace of mind during stressful times
STILL NOT SURE?
Frequently Asked Questions
1. How do I know which type of plan is best?
We’ll look at your doctors, prescriptions, income, and budget to recommend the right plan.
2. Can I combine dental, vision, and health?
Absolutely. We often build packages that cover all three.
3. What if I have pre-existing conditions?
You’re still covered under ACA laws — and we’ll find the most affordable options.
4. Is this just for individuals?
No, we help families, self-employed professionals, and small businesses too.